I know that everyone is struggling financially now.  I’m having trouble making ends meet.  I own a flower shop and when the economy is bad, people aren’t going to shell out the bucks for roses!  I’m not doing too badly.  I just need a bit of help.  I’m not sure what to do though.

I really don’t want to try to get a traditional bank loan.  I was thinking about a home equity line of credit but I’m not sure if that is the route that I want to take either.  I have heard about something called a merchant cash advance loan but I’m not exactly sure what it is.  I know that it is has something to do with getting cash in exchange for a portion of your future credit card receipts.  I don’t really understand and I’ll definitely have to check into it more.

I also need to do a little checking into my retail merchant account.  I realize that I don’t understand what is going on with it nearly as much as I thought I did.  There are all kinds of fees associated with it.  I don’t know if that is par for the course or if I would be better off taking my business somewhere else.  I wonder there are any better options out there.  I just need to do absolutely everything that I can to save money.

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